Personal Loan Promissory Note

Formalize a loan between individuals with a clear, legally binding promissory note. Protect both lender and borrower with defined terms.

Ready in 5–10 minutes

All 50 US states

Preview before payment

30 days of free edits

About this Personal Loan Promissory Note

Our Personal Loan Promissory Note template provides a clear, legally sound framework for lending money to family or friends. Designed for national use, it helps you define crucial terms like repayment schedules, interest rates, and default conditions, ensuring both parties understand their obligations. Avoid misunderstandings and protect your financial interests with a professionally crafted document that stands up in any state, offering peace of mind for both lender and borrower.

What's included in your $19.99

AI-customised clauses

Tuned to your situation, not a generic template

State-aware language

All 50 US states + DC

Full preview before payment

Read every clause, free, no card

PDF + editable Word

Sign on paper or e-sign with any tool

30 days of free edits

Fix names, dates, or clauses any time

Health check + gap detection

We flag missing info before you sign

How the four-step process works

1
Start the intake — answer plain-English questions about parties, money, and state. ~5–10 minutes.
2
Preview the full document — read every clause on screen, free. No card required.
3
Pay $19.99 once — flat fee, no subscription. Stripe-secured checkout.
4
Download PDF + Word — instantly, plus 30 days of free edits.

Attorney review recommended

This document touches a higher-risk area. For peace of mind, an attorney can review your finished document before you sign.

Request attorney review

Personal Loan Promissory Note

About this Personal Loan Promissory Note

What's included in your $19.99

How the four-step process works

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